Lachie & Sarah

..having a budgeting plan in place ensures we continue meeting our financial obligations while also catering for our expanding family.

After having our first child we decided to see Phil to assist in managing our finances. Sarah was on maternity leave from work and going from a dual to a single income while maintaining our existing lifestyle was proving to be somewhat challenging.

Phil has played a key role in ensuring that we only spend within our means and has helped us to break our cycle of impulse purchasing. By setting reasonable financial boundaries, we are able to make sure we have the money set aside each month for our expenses and are also able to put a portion away towards our savings.

Now that Sarah is on maternity leave once again, having a budgeting plan in place ensures we continue meeting our financial obligations while also catering for our expanding family. We are very grateful to Phil for teaching us how to be more disciplined in the way we spend our money, a skill we can pass on to our children.