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How to Teach Children How to Manage Their Money

In Manage Money, Teaching Children About Money by Phil McGilvrayLeave a Comment

There is no one size fits all approach when it comes to teaching our children about money. The strategies we use to teach our children need to be age appropriate and very, very relevant to the issues they face in everyday life. The purpose of this series of articles is to pass on practical skills and activities that will assist parents to take a proactive role in equipping their children with the skills on how to manage money.

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The Gift To NOT Give This Christmas

In General Budgeting by Phil McGilvrayLeave a Comment

Like most blokes, I have something of a phobia when it comes to shopping. Don’t get me wrong, I like buying stuff, I just hate going to the shops! Oftentimes that same sentiment around Christmas leads people to the quick and convenient solution – buying a gift card – but this is the gift you should avoid giving this Christmas! It might be nice for the convenience, but it’s bad on the budget. Let’s explore what we can do instead, to ensure your budget stays on track this Christmas.

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Five Tips For A Debt Free Christmas

In Budgeting Tips by Phil McGilvrayLeave a Comment

Christmas time should be a wonderful time of celebration, family fun and relaxation…. well that’s the theory. The reality on the other hand can be quite different, especially when money’s tight. If you’re like most people, Christmas means stretching the limits of your credit card or dipping into the redraw facility. To help you keep your costs down and manage Christmas without the debt, here are 5 tips for a debt free Christmas!