Every week, millions of Australians head to their local newsagents to buy their lottery tickets and scratchies with the hope of that life-transforming moment when they win it big. But what few people realise is that winning the Lotto is not all that it’s cracked up to be. In fact, far from being the life-changing moment you may dream it to be. Winning the Lotto harms more lives than it improves. In addition, easy access to debt is giving us the same “syndrome-like” symptoms.
Your Friends Can’t Afford the Daily Coffees in Their Budget Either
We don’t like to talk about money! We put on our best faces and pretend everything is okay! But inside just below the surface we are hurting, our finances are a mess, but how do you say ‘no’ when you have a budget to stick to?
How to Create a Debt Elimination Road Map
Hi guys, Phil McGilvray here from Grandma’s Jars. Thank you for joining us. We’re up to tutorial nine in our ten part tutorial series – our Top Ten Tips for Paying Off Debt. Now I am really excited about bringing you today’s tutorial because it’s putting the nuts and bolts together to build a road map to debt elimination and I love doing these because it gives people a vision of what’s possible, what they can achieve.
Seven Steps To A Debt Free Life
At Grandma’s Jars, I often ask new clients to imagine what life would be like if they were debt free. For a few fleeting moments their whole demeanour would light up as they enthusiastically considered the possibilities and all the things they would like to do with their lives without the burden of debt. But then the spark would disappear squashed by the reality of their situation. The idea of paying off debt, while a nice idea, seems too big a dream to hope for. As a budget coach at Grandma’s Jars, I have come to realise that one of the biggest impediments to people paying off their debt is a lack of genuine belief that it is possible for them.