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What Other People Spend: A Look Into William & Kate’s Budget

In Grandma's Jars, Grandma's Jars Member Stories by Phil McGilvrayLeave a Comment

Just about every client will ask me at some point – what do other people spend on (fill in the blank)? We are all curious about what other people spend on things. We like to be able to benchmark ourselves. Over the next few months I thought I would share with you some real life budgets, along with my thoughts as a financial coach.

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How To Pay Off Your Mortgage In Half The Time

In Mortgages by Phil McGilvrayLeave a Comment

Have you ever stopped to consider how much your home loan will cost you if you let it run to its full 30 year term? When we take on our home loans we have good intentions of paying it back early but then life seems to get in the way. But getting comfortable with our mortgage will cost you more than you think.