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My Personal Finances are a Mess. I Don’t Even Know Where to Start!

In General Budgeting, Grandma's Jars by Phil McGilvrayLeave a Comment

Earlier this week I was meeting with one of my coaching clients.  She had done a brilliant job of getting her finances under control and was now wanting to refer a friend, but first wanted to warn me in advance: “She has a good job but her personal finances are a mess, she is living pay cheque to pay cheque, her credit card is maxed, she has student loans and outstanding bills and she just doesn’t know where to start!”

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What Other People Spend: A Look Into William & Kate’s Budget

In Grandma's Jars, Grandma's Jars Member Stories by Phil McGilvrayLeave a Comment

Just about every client will ask me at some point – what do other people spend on (fill in the blank)? We are all curious about what other people spend on things. We like to be able to benchmark ourselves. Over the next few months I thought I would share with you some real life budgets, along with my thoughts as a financial coach.