Hi guys, Phil McGilvray here from Grandma’s Jars. Thank you for joining us. We’re up to tutorial nine in our ten part tutorial series – our Top Ten Tips for Paying Off Debt. Now I am really excited about bringing you today’s tutorial because it’s putting the nuts and bolts together to build a road map to debt elimination and I love doing these because it gives people a vision of what’s possible, what they can achieve.
10 Fun Date Ideas That Won’t Make You Go Broke
Budgeting and going on dates are often a fearful combination of words. Many people think that it’s a “pick one or the other” type of scenario. However, “budgeting” and “dating” can live harmoniously together. And no, it doesn’t have to consist of cleaning up after the kids or getting work done around the house. If you are looking for fun date ideas that will not hurt your budget, why not try some of these creative ideas?
Top 10 Tips For Paying Off Debt: Establish a Realistic Budget
Video Transcription Hi guys, Phil McGilvray here from Grandma’s Jars. Thank you for joining us. Today we are looking at tutorial 3 in our ten part series, our top ten tips for paying off debt. Tutorial 3 we are focusing on the importance of having a budget, a realistic budget. Budgeting is what we are about here at GMSJ and I am excited to be bringing this tutorial to you. I’m not going to go through the budgeting in great detail – that’s for another day, another series. Certainly we have a lot of information on our website, so if you need any help with it, please don’t hesitate to get in touch with us. What a Budget Will Do For You Today what I want to talk to you about is the importance of a budget to the debt reduction process. What I’m going to start with is three really key reasons of what a good budget will do for you as you strive to pay of debt. #1: What You Need Set Aside for Future Bills and Expenses The first one here is that budgeting will tell you what your expenses are, what expenses you have coming up. …
How to Teach Your Teenager About Money
We have looked at activities and techniques useful for teaching primary aged children healthy money habits, including: How to Teach Your Children How to Manage their Money and How to Teach the Middle School Child About Money. I would now like to turn my attention to teenagers when it comes to teaching children about money.
How to Teach The Middle School Child About Money
In the previous blog post in the series, How to Teach Your Children How to Manage Their Money, I discussed some strategies for introducing your child to the world of money. This article will build on those time-proven principles and look at how parents can equip their children to make wise decisions about managing money and spending.
Instead of New Year’s Resolutions, Focus on Habits and Behaviours
For the past month I have been saying to the kids each morning, “I wonder what we were doing this time last year?” For the McGilvray family, this time last year marked the last day of a magical white Christmas holiday in the UK and Europe. The holiday had been years in the planning and a well-earned reward for finally having our home loan paid off!
How to Teach Children How to Manage Their Money
There is no one size fits all approach when it comes to teaching our children about money. The strategies we use to teach our children need to be age appropriate and very, very relevant to the issues they face in everyday life. The purpose of this series of articles is to pass on practical skills and activities that will assist parents to take a proactive role in equipping their children with the skills on how to manage money.
The Gift To NOT Give This Christmas
Like most blokes, I have something of a phobia when it comes to shopping. Don’t get me wrong, I like buying stuff, I just hate going to the shops! Oftentimes that same sentiment around Christmas leads people to the quick and convenient solution – buying a gift card – but this is the gift you should avoid giving this Christmas! It might be nice for the convenience, but it’s bad on the budget. Let’s explore what we can do instead, to ensure your budget stays on track this Christmas.
Money Management: Is Your Spending Out Of Whack With Your Priorities?
I love this image because it we all know people whose consistently waste money on stuff they don’t need and then cry poor when it comes to paying for the things they really do need.
Five Tips For A Debt Free Christmas
Christmas time should be a wonderful time of celebration, family fun and relaxation…. well that’s the theory. The reality on the other hand can be quite different, especially when money’s tight. If you’re like most people, Christmas means stretching the limits of your credit card or dipping into the redraw facility. To help you keep your costs down and manage Christmas without the debt, here are 5 tips for a debt free Christmas!